tag:blogger.com,1999:blog-1242465099909669537.post6976725277219604623..comments2019-11-26T06:52:42.476+11:00Comments on Ann Leach: How to Write a BudgetUnknownnoreply@blogger.comBlogger4125tag:blogger.com,1999:blog-1242465099909669537.post-33261362713416422212015-01-06T01:42:16.297+11:002015-01-06T01:42:16.297+11:00Now that we're set up, we don't have to th...Now that we're set up, we don't have to think about it. Everything just comes out of the bank acct. Eircom is the big problem, of course. They stole 150 euro from our acct, which was not supposed to be taken, according to the rep. Then it was supposed to be put back within 10 days. When that came and went we were supposed to get a check within 15 days. He will be speaking to them again this week. They are the only problem. We closed our US account, so get things deposited directly here--but we learned that the pension can't be deposited into a foreign bank, so they will have to send a check. That seems crazy, but I wonder if they could deposit into Paypal--probably not, but it might be worth looking into! Thanks for mentioning that!Shari Burkehttps://www.blogger.com/profile/14301342910803447836noreply@blogger.comtag:blogger.com,1999:blog-1242465099909669537.post-9422504505742071652015-01-06T01:36:37.725+11:002015-01-06T01:36:37.725+11:00Our time in Australia was a lot simpler bill-wise ...Our time in Australia was a lot simpler bill-wise than your Ireland bills seem to be!<br /><br />We did finally work out how to transfer money overseas using paypal rather than the bank which saved us about $50 in bank fees on each transfer. But yea, the exchange rate is a pain and makes no sense in the real world.<br /><br />Thanks Shari!<br />Annhttps://www.blogger.com/profile/13075114466482784057noreply@blogger.comtag:blogger.com,1999:blog-1242465099909669537.post-12917684444377909312015-01-06T01:32:01.887+11:002015-01-06T01:32:01.887+11:00This comment has been removed by the author.Annhttps://www.blogger.com/profile/13075114466482784057noreply@blogger.comtag:blogger.com,1999:blog-1242465099909669537.post-14975691084960448922015-01-06T01:09:48.088+11:002015-01-06T01:09:48.088+11:00It's interesting to try and budget here becaus...It's interesting to try and budget here because the income is in USD and it gets converted to euro every month--and this varies widely. It's never been the same in the 9 months we've been here! Now that the euro is weakening, the same number of dollars provided us on Friday with 90 euro more than the first payment we got in May, which was the lowest. Also, the electricity varies every time. We have also recently found out that Bill has a small pension coming to him from a previous job, so we will get some more euro, but how many will always depend on the exchange rate! Plus, because he's retired, he gets money off the electric bill and that will kick in this month, I think. I plan to budget the same amount and save the difference. Fortunately, we have few expenses. I know that our expenses for rent, internet, and electricity will be 450 euro or less, and Bill will need 20 for the GP visit to get his blood test. So I just subtract that amount from whatever we get every month and that's what we have. Those are our only expenses, besides food, which varies (based on what's left). Our phones are pre-paid Tesco mobile and since we very rarely use them, we still have plenty of credit on them. We bought one the day after we arrived and put 30 euro on it. We still have 15 left 9 months later--LOL. Once we get the pension every month, we can save that for travel and other stuff, adding it to what's left of the moving fund :-) <br /><br />Very informative blog post!!Shari Burkehttps://www.blogger.com/profile/14301342910803447836noreply@blogger.com